I Want To Sell My Car But Concerned About Wrecking It During The Test Drive
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Your options are to claim it on your insurance, or to not claim it on your insurance. If someone told me he/she wanted to hold me totally responsible for a vehicle he/she was trying to sell me, I wouldn't take it for a drive, and I would never buy a car without a test drive.
All right, for those of you that think the test driver should give you his/her insurance card, I ask this. If I am buying a car because I don't have a car at the time, HOW WOULD I HAVE CAR INSURANCE? If you want your car, which you are trying to sell, insured while you are trying to sell it, you have insurance on it. Taking my driver licence information doesn't protect you against an accident I may have, but it will protect you against a photo-radar ticket I may get while driving your car on that test drive.